:root {
  --navy: #14283c;
  --navy-2: #1e3a55;
  --gold: #c9a24b;
  --bg: #f7f5f1;
  --text: #2b2b2b;
  --muted: #6b7280;
}
* { margin: 0; padding: 0; box-sizing: border-box; }
body { font-family: Georgia, 'Times New Roman', serif; color: var(--text); background: var(--bg); line-height: 1.65; }
.wrap { max-width: 960px; margin: 0 auto; padding: 0 1.25rem; }

header { background: var(--navy); color: #fff; }
header .wrap { display: flex; align-items: center; justify-content: space-between; padding: 1rem 1.25rem; flex-wrap: wrap; gap: .5rem; }
.logo { font-size: 1.25rem; font-weight: bold; letter-spacing: .5px; color: #fff; text-decoration: none; }
.logo span { color: var(--gold); }
nav a { color: #e5e7eb; text-decoration: none; margin-left: 1.25rem; font-family: Arial, Helvetica, sans-serif; font-size: .95rem; }
nav a:hover { color: var(--gold); }

.hero { background: linear-gradient(160deg, var(--navy) 0%, var(--navy-2) 100%); color: #fff; padding: 4.5rem 0 4rem; text-align: center; }
.hero h1 { font-size: 2.4rem; line-height: 1.2; max-width: 720px; margin: 0 auto 1rem; }
.hero p { font-size: 1.15rem; color: #d1d5db; max-width: 640px; margin: 0 auto 2rem; }
.btn { display: inline-block; background: var(--gold); color: var(--navy); padding: .85rem 2rem; border-radius: 4px; text-decoration: none; font-family: Arial, Helvetica, sans-serif; font-weight: bold; font-size: 1rem; }
.btn:hover { filter: brightness(1.08); }
.btn-outline { background: transparent; border: 1px solid #9aa5b1; color: #e5e7eb; margin-left: .75rem; }

section { padding: 3.25rem 0; }
section h2 { font-size: 1.7rem; color: var(--navy); margin-bottom: 1.5rem; }
.steps { display: grid; grid-template-columns: repeat(auto-fit, minmax(240px, 1fr)); gap: 1.5rem; }
.step { background: #fff; border: 1px solid #e5e1d8; border-radius: 6px; padding: 1.5rem; }
.step .num { font-family: Arial, sans-serif; font-weight: bold; color: var(--gold); font-size: .9rem; letter-spacing: 1px; }
.step h3 { color: var(--navy); margin: .4rem 0 .5rem; font-size: 1.15rem; }
.step p { color: var(--muted); font-size: .97rem; }

.alt { background: #fff; border-top: 1px solid #e5e1d8; border-bottom: 1px solid #e5e1d8; }
ul.plain { list-style: none; }
ul.plain li { padding: .45rem 0 .45rem 1.6rem; position: relative; }
ul.plain li::before { content: "✓"; position: absolute; left: 0; color: var(--gold); font-weight: bold; }

.contact-card { background: var(--navy); color: #fff; border-radius: 8px; padding: 2rem; display: flex; flex-wrap: wrap; gap: 2rem; justify-content: space-between; align-items: center; }
.contact-card a { color: var(--gold); text-decoration: none; font-family: Arial, sans-serif; }
.contact-card .big { font-size: 1.4rem; font-weight: bold; }

form.offer { background: #fff; border: 1px solid #e5e1d8; border-radius: 8px; padding: 2rem; max-width: 560px; }
form.offer label { display: block; font-family: Arial, sans-serif; font-size: .9rem; color: var(--navy); margin: 1rem 0 .3rem; font-weight: bold; }
form.offer input, form.offer textarea, form.offer select { width: 100%; padding: .65rem; border: 1px solid #cfc9bc; border-radius: 4px; font-size: 1rem; font-family: inherit; }
form.offer button { margin-top: 1.5rem; border: none; cursor: pointer; }

.legal h2 { margin-top: 2rem; font-size: 1.25rem; }
.legal p, .legal li { color: #444; margin-bottom: .8rem; }
.legal ul { padding-left: 1.4rem; }
.legal .updated { color: var(--muted); font-style: italic; }

footer { background: var(--navy); color: #9aa5b1; padding: 2rem 0; margin-top: 3rem; font-family: Arial, sans-serif; font-size: .88rem; }
footer .wrap { display: flex; flex-wrap: wrap; justify-content: space-between; gap: 1rem; }
footer a { color: #d1d5db; text-decoration: none; margin-right: 1.25rem; }
footer a:hover { color: var(--gold); }
@media (max-width: 600px) {
  .hero h1 { font-size: 1.8rem; }
  nav a { margin-left: .9rem; }
}